Premiums
Coverdash covers a meaningful share of your monthly premium. Your portion comes out pre-tax, so you're keeping more of what you earn.
Pre-tax deductionโฆ Coverdash
We think benefits should actually be good. Here's a look at what comes with working at Coverdash.
Coverdash offers medical coverage through United Healthcare. Multiple plan options are available so you can choose what fits your situation โ and Coverdash covers a significant portion of your monthly premium from day one.
| What to Know | Details |
|---|---|
| Carrier | United Healthcare |
| Plan options | Multiple plans available โ choose what fits your needs |
| Coverage begins | First day of employment |
| Eligible dependents | Spouse, domestic partner, children up to age 26 |
| In-network vs. out-of-network | In-network recommended for maximum savings |
Coverdash covers a meaningful share of your monthly premium. Your portion comes out pre-tax, so you're keeping more of what you earn.
Pre-tax deductionDepending on your plan type, you may be eligible to open a Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for qualified medical expenses tax-free.
Tax-advantagedBasic life insurance and Accidental Death & Dismemberment (AD&D) coverage is included. Supplemental life insurance is available for purchase.
Company-providedShort-term and long-term disability coverage helps protect your income if you're unable to work due to illness or injury.
STD & LTD includedPPO coverage through Principal Financial. Includes preventive care (cleanings, X-rays), basic restorative care, and major services. $50 deductible with a $1,500 annual benefit maximum.
Principal FinancialVSP PPO coverage through Principal Financial. Annual eye exams at a $10 copay, up to $150 toward frames or contacts, and materials covered with a $25 copay โ all on a 12-month cycle.
VSP PPOTwo dental cleanings per year and one annual eye exam are covered in-network. Straightforward access to the care that keeps you ahead of issues.
100% in-networkWe take mental wellbeing seriously. Your medical plan includes mental health and substance use coverage at parity with physical health benefits.
In-network therapists, psychologists, and psychiatrists are covered under your medical plan. Telehealth options available through UHC.
Free, confidential short-term counseling, referrals, and resources for personal, family, financial, and work-related challenges. Available 24/7.
Free & confidentialVirtual visits for both physical and mental health concerns. Lower copay or no copay depending on plan.
Low/no copayBeyond core medical, dental, and vision, Coverdash offers a suite of voluntary plans through Principal Financial โ giving you the option to build the coverage that makes sense for your life.
Basic life and Accidental Death & Dismemberment coverage is included. You can also elect supplemental life coverage up to $300,000 for yourself, with options to extend to a spouse or children.
Company-provided baseVoluntary coverage that pays 60% of your weekly earnings (up to $1,000/week) if you're unable to work due to illness or injury. Employee-paid.
60% income replacementIf a disability extends beyond 180 days, LTD coverage kicks in at 60% of your pre-disability monthly earnings, up to $6,000/month โ potentially through retirement age. Employee-paid.
Up to $6,000/monthProvides a cash benefit if you're hospitalized โ helping offset costs that medical insurance doesn't cover, like deductibles or time away from work.
Cash benefitA lump-sum benefit paid directly to you if you're diagnosed with a covered critical illness. Use it however you need โ bills, recovery, or everyday expenses.
Lump-sum payoutPays out for covered accidents โ including initial treatment, hospitalization, surgery, and follow-up care โ on top of your regular medical coverage.
Covers gaps in medical| Plan Detail | Info |
|---|---|
| Plan Type | 401(k) |
| Platform | Betterment |
| Employee Contribution Limit (2025) | $23,500 (under 50) / $31,000 (50+) |
| Employer Match | None |
| Investment Options | Diversified fund menu through Betterment |
| Enrollment Eligibility | Eligible from day one |
Coverdash offers a 401(k) administered through Betterment, with access to a diversified fund menu and straightforward enrollment. You're eligible to contribute starting your first day.
Coverdash offers unlimited paid time off. Take the time you need to recharge โ no accrual caps, no tracking.
Unlimited PTOUnlimited sick leave. Whether it's a personal illness, a medical appointment, or caring for a family member โ take the time you need.
UnlimitedCoverdash observes standard US federal holidays plus additional floating holidays. Full holiday list distributed each December for the upcoming year.
Paid leave for new parents following birth, adoption, or foster placement. Details are available during the interview process.
Paid leavePaid bereavement leave for the loss of an immediate family member. Additional unpaid leave may be available with manager approval.
Jury duty and military leave available in compliance with applicable laws. FMLA-eligible employees may take up to 12 weeks of unpaid protected leave.
Company equipment is ready and waiting on your first day โ you'll be set up and able to hit the ground running from the start.
Day-one setupCoverdash invests in your growth. Stipends or reimbursements are available for job-relevant courses, certifications, and conferences.
Access to discounts and perks through your UHC membership and Coverdash-sponsored programs โ covering everything from health to everyday expenses.
Mental health resources and an Employee Assistance Program (EAP) are included through your medical plan. Wellness programs and gym discounts are also available.
Coverdash supports flexible work arrangements. Expectations vary by role and are covered during the interview process.
Take a look at our open roles โ or reach out to our recruiting team with any questions about compensation, benefits, or what it's like to work here.